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Privacy Policy

Privacy Policy

This notice describes the privacy rules Skirving & Associates follows with respect to the non-public personal information of its customers. We follow these rules for both current and former customers.


As we provide products and services to you, we may collect certain information. This may include information:

  • That you give us on applications and other forms and on this website.
  • We do not sell your non-public personal information to third parties.


We may disclose customers’ non-public personal information to our agents. We may also disclose it to others to provide service, to help us market our own products or to establish retained asset accounts for settlement proceeds or benefits. We will require in writing that your information be kept confidential. We will also require in writing that the information must be used only for the reason we disclosed it.


We have security controls in place to protect your non-public personal information. We limit use of our customers’ information to our employees who need such information to do their jobs, and to outside entities as required or permitted by law. We also have physical and electronic safeguards that are intended to assure the privacy of your non-public personal information.


You may review the information we have on file about you. If you think it is wrong, you may ask for a change. If we agree, we will make the change.


We have the right to change our privacy rules. If we do that, we will send a written notice to all customers who may be affected by the change.